![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
Money Stuff
Mar. 30th, 2006 07:35 pmI was going to go to Quiznos and get something for dinner, and then I decided that it took too much effort. I'll just go home and make that oven pizza and drink wine and have a salad. Plus there's my finances. Which are iffy. Well, not really, but the amount I allow myself access to is making things look tricky.
See, I have this system. Once I hit $700 in the bank, I was not allowed to go under $500 except in the case of an emergency. Then when I hit $1200, I wasn't allowed to go under $1000 and so on and so forth. This works pretty well for me. I slowly save money, but I do save. I'm up to about $5700 so I'm not allowed to go under $5400 (I have a few more expenses now than when I was in college).
My cell bill, car insurance, Student Loans, cc payment, Netflix fees, gas and everything else come out of this amount on a regular basis with no real problem.
Problem? Cue taxes.
Usually, everybody owes me because I make shit plus I work and live in an enterprise zone (whatever the fuck that means). This year, however, I had the problem of the inheritance, which was, um, well the taxable portion was about $25,000. So I owe about $420 on that. However, I'm getting back about $330 from the state. But I owe the people who did my taxes around $120 as well.
Which means I'm $-210.
Only, as my Dad said, "You got $25,000. Why are you complaining about losing $210 of it?"
Well, see, I haven't done anything with the inheritance money. Not a thing. It sits in its savings account and looks at me forlornly. It's not sure whether I should spend it or invest it or what. I just don't want to do something inherently stupid with it.
So, the point of this is that the $540 to pay the taxman and to pay the govt will be coming out of my checking. Which will subsequently throw my entire system off, and I'll be wandering around not buying myself anything for weeks trying to even it out again. I mean, I won't even be able to splurge when the state rebate gets here because the money will already have been spent and is just working to even out what already happened.
*sigh* Why am I so painfully anal retentive about certain things?
See, I have this system. Once I hit $700 in the bank, I was not allowed to go under $500 except in the case of an emergency. Then when I hit $1200, I wasn't allowed to go under $1000 and so on and so forth. This works pretty well for me. I slowly save money, but I do save. I'm up to about $5700 so I'm not allowed to go under $5400 (I have a few more expenses now than when I was in college).
My cell bill, car insurance, Student Loans, cc payment, Netflix fees, gas and everything else come out of this amount on a regular basis with no real problem.
Problem? Cue taxes.
Usually, everybody owes me because I make shit plus I work and live in an enterprise zone (whatever the fuck that means). This year, however, I had the problem of the inheritance, which was, um, well the taxable portion was about $25,000. So I owe about $420 on that. However, I'm getting back about $330 from the state. But I owe the people who did my taxes around $120 as well.
Which means I'm $-210.
Only, as my Dad said, "You got $25,000. Why are you complaining about losing $210 of it?"
Well, see, I haven't done anything with the inheritance money. Not a thing. It sits in its savings account and looks at me forlornly. It's not sure whether I should spend it or invest it or what. I just don't want to do something inherently stupid with it.
So, the point of this is that the $540 to pay the taxman and to pay the govt will be coming out of my checking. Which will subsequently throw my entire system off, and I'll be wandering around not buying myself anything for weeks trying to even it out again. I mean, I won't even be able to splurge when the state rebate gets here because the money will already have been spent and is just working to even out what already happened.
*sigh* Why am I so painfully anal retentive about certain things?
